Diese Type der Kapitalbeschaffung ist allerdings relativ teuer, weil im Hinblick auf den Börsengang zahlreiche Vorschriften beachtet werden müssen und eine Bank damit beauftragt wird, den geplanten Börsengang und damit die Emission der Aktien in die Wege zu leiten.

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Während ein Ratenkredit schnell beantragt und ausgezahlt werden kann, da die Prüfung seitens der Lender weniger aufwendig ist, erfordert die Kapitalbeschaffung durch einen Hypothekarkredit einen längeren Atem bei der Beantragung.

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